Strategy& Foresight, Volume 16: Digitization destroys industry wall for financial institutions

This issue contains the following four articles:

  1. "Making Seamless E-Payments a Reality"- This tells that the financial world is about to learn a new kind of proficiency with “frictionless” digital transactions.
  2. "The Imminent Arrival of the Age of Open Banking" - This discusses the direction how the business model of the traditional financial institution will be changed through cooperating with external services in the big trend of making personal information open and sharing architecture.
  3. "Phil Windley Thinks He Can Protect Your Data" - The chair of a foundation dedicated to safeguarding personal information online believes blockchain is the answer.
  4. "Captive finance in the era of IoT" - This article introduces the concept of new service businesses of manufacturers enabled by IoT.

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